It's a fact, people that lose sunglasses or small gadgets whilst on holiday often don't bother with their insurance claim, as it's too much hassle. Nearly 80% of the Dutch people who have ever lost an iPad, for example have never declared their loss with their insurance company. This is what I learnt from a recent article on a news site. Nothing special I thought, until I thought about the reason why. Why would anyone not want to claim the loss of a device costing approx. 600 EUR from their insurer? Do we all earn enough money, is there not a crisis or do we simply have more than one device we can always use nowadays? I think none of the above !
I believe lost iPads and other valuables are often not claimed because it simply takes too much time and hassle to do so. We are insured and that feeling of safety is enough for us, it seems. It's apparently too much effort, time and trouble to look for those receipts again, and figure out the policy number and as always you'd probably need to fill out a dozen forms too!
It’s not just iPads. At my place there are also all kinds of other so-called gadgets & valuables: Smart TV’s, jewellery, streaming devices, laptops, tablets, cameras, smartphones etc. We are all fans and large users of nice goods and as we know all too often and for whatever reason loss, damage & theft can all happen.
Anyone who has ever claimed something from an insurance company will probably also recognize the annoyance that arises when you get into a discussion over the amount of compensation that is applicable. Therefore I am very pleased that there is now an app now that will handle the claim process for me at least.
The insurance app, Proofer, which we've developed purely to overcome some of the thoughts and annoyances mentioned above.
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